There is a common misconception about people who struggle financially. There is this view that people who struggle are lazy, unwise, or uneducated. While some of the people in the country who struggle definitely fit this description this is not true of many people who struggle. Medical bills, high interest rates, traumatic life events and many other variables can leave people struggling. I have heard a lot of people say, “If I had money I would…” While some might think it’s something frivolous I have noticed there are 10 things people who struggle financially wish they had.
10 Things People who struggle financially wish they had
I will say that I don’t speak for all people who have struggled financially. Some of these may not apply and I may have missed something you think should be on the list as well.
“I wish I had a full pantry.”
The definition of a full pantry will differ based on the person. For some this means enough food for the entire day. For others, a week. For our family, this has looked different in different seasons but the heart is the same. The goal is to be able to provide food without worry.
“I wish I had reliable transportation.”
If you have ever driven a lemon you understand this. Reliable transportation can change your entire situation. Not having reliable transportation can leave you unable to get to work on time, get to doctor appointments, or get to the grocery store easily.
“I wish I had savings for emergencies.”
When you struggle financially ever situation quickly becomes an emergency when there is no money saved to remedy small problems. A flat tire could be a huge financial blow. For some, the idea of having money on standby is very appealing. At the core, it is about security.
“I wish I could pay my bills on time.”
This one is so hard. There are seasons where no matter how hard you try you just can’t make the bills on time. There are seasons with extensions, overdrafts, and cancellation notices. I know it can seem small to those who don’t struggle but for some, it would mean the world to consistently pay bills on time.
“I wish I could give my kids all they need.”
Notice I didn’t say want. This could mean things like clothes when they hit a growth spurt before budgeted, shoes because they broke, or money for something unexpected for school. While these things can be taken for granted for some, there are families who genuinely feel fear when they think about where clothes, shoes, or basics needs will come from.
“I wish I could say yes more.”
When struggling financially it can be common to say no or it’s not in the budget. The thing is, there are times when a mom really wishes she could say yes. I wish I could take you to the awesome homeschool field trip. I wish I could do lunch with the group of people getting together. I wish I could buy you that little thing you have your eyes on.
“I wish I could give more!”
This was one of the hard ones for me. There were so many times I wished I could have done more. Christmas, Birthdays, causes I believed in, people I wanted to help… When many people who don’t have much think of having more than they do it isn’t always selfish. Most times it’s so they can do something for others.
“I wish I didn’t have to worry about medical bills/procedures.”
There are many people who will get no medical care or negligent medical care because of the cost of the copay, deductible, or because they have no insurance at all. For many having more would mean the ability to cover some of those costs and take care of issues before they become more serious.
“I wish I could fix broken things…”
When you struggle financially you live in a state of meeting the most important need first. Everything else comes when you can. This can leave you with a list of things you wish you could afford to fix. For many there may be a laundry list of things in their home or life that they wish they could afford to repair but can’t.
“I wish I could do something for those who have helped me in the past.”
Over the years there have been some incredible people who have walked alongside us in some of our hardest financial seasons. I know for us there is this dream of giving back to them. For many who struggle, there is a dream to do something for those who did so much for them. It’s the hope of doing something more than a card or saying thank you.
Did I leave something off of this list? What would you add?
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